Before securing financing for a property, it is important to be familiar with a few mortgage basics: The loan process, types of loan programs available, common mortgage terms, and factors affecting your loan, such as credit. Much of this helpful information also applies to the refinancing process.

Things You Need to Know Before Buying or Refinancing a Home

This section contains educational information that will help you better understand mortgage basics. However, you should still consult an experienced Loan Officer when you have questions or need advice or should you need someone to explain refinancing a mortgage.

This section provides simple, clear explanations that can aid in making your mortgage experience a smooth one.